Banking & Finance Software Solutions

Industry
Background

Digital Banking & Financial Software

Build secure, compliant banking platforms—payments, core integrations, AML and risk analytics—that accelerate digital services and reduce operational risk.

  • Core banking & API integrations
  • Payments & real-time settlement
  • AML, fraud detection & risk analytics
  • Secure mobile banking apps & dashboards

Core Integrations

Connect legacy core banking, payment rails and fintech APIs with secure middleware.

Payments & Wallets

Card processing, wallets, tokenization and real-time settlement flows.

Fraud & AML

ML-based transaction monitoring, SAR workflows and case management.

Risk & Analytics

Real-time risk scoring, credit decisioning and regulatory reporting dashboards.

Industry image

Banking & Finance Software

Litbylines Technologies delivers secure, compliant digital banking systems—core integrations, payments, AML automation and risk analytics—designed to modernize operations and accelerate product delivery.

Industry Challenges — Banking & Finance

Banks and financial institutions face regulatory pressure, fraud risk and legacy systems that slow innovation. Typical challenges include:

  • Legacy core systems that impede API-driven services
  • Rising fraud & AML complexity across channels
  • Slow product rollout due to compliance bottlenecks
  • Real-time risk and credit decisioning gaps
  • High operational overhead for monitoring and reporting
  • Need for secure mobile & omnichannel customer experiences

How Litbylines Solves These Challenges

We combine AI, modern engineering, and cloud practices to deliver secure, auditable and scalable banking systems.

AI & Automation

Fraud scoring, AML automation, KYC flows and automated case routing to reduce manual reviews and false positives.

Modern Software Development

API-first microservices, secure tokenization, and composable services for rapid product delivery.

Cloud + DevOps

Cloud-native deployments with secure CI/CD, observability, and compliance automation.

Custom Dashboards & Apps

Real-time risk dashboards, regulatory reporting panels, and secure mobile banking apps for customers and staff.

Key Features We Provide

Core Banking Integrations

Middleware, API gateways and real-time sync with legacy core systems.

Payments & Settlement

Card processing, ACH/RTC flows, tokenization and multi-currency settlement.

AML & Fraud Detection

Behavioral analytics, transaction scoring and SAR automation.

Risk & Credit Analytics

Credit decisioning engines, stress testing and portfolio risk dashboards.

KYC & Identity

Identity verification, document OCR, and lifecycle management for customer onboarding.

Regulatory Reporting

Auditable reporting, automated evidence collection and compliance workflows.

Secure Mobile Banking

Multi-factor auth, biometric login, secure transactions and in-app alerts.

Operational Automation

Automated reconciliations, dispute handling and workflow orchestration.

Tech Stack

PHP
Node.js
Python
Flutter
React
React Native
TensorFlow
PyTorch
AWS
Docker
Kubernetes
PostgreSQL
MySQL
MongoDB

Why Choose Litbylines Technologies

  • Banking-grade security and compliance-first engineering practices.
  • Experience integrating core banking, payments, and fintech APIs.
  • AI-driven fraud & AML models tuned to reduce false positives.
  • Rapid delivery with secure CI/CD, testing and audit trails.
  • Ongoing managed support, monitoring and model maintenance.

Use Cases

Digital Retail Banking

Customer onboarding, mobile banking, PFM and real-time transfers.

Payments & Wallets

Tokenized wallets, merchant integrations, settlements and reconciliation.

AML & Fraud Platform

Real-time monitoring, automated SARs and case management for compliance teams.

Lending & Credit Decisioning

Automated credit scoring, documentation workflows and portfolio monitoring.

Ready to Modernize Your Banking Stack?

Schedule a strategy session — we’ll evaluate your architecture, recommend compliance-first modernization steps, and outline a phased roadmap to reduce risk and accelerate product delivery.

Book a Banking Strategy Call