FinTech & Digital Payments Solutions
FinTech & Digital Payments Engineering
Build secure payment systems, wallets, and banking platforms with embedded compliance, real-time fraud detection, and cloud-native scalability.
- Payment gateway & wallet development
- AI-powered fraud detection & AML automation
- Secure APIs, tokenization & PCI-ready systems
- Cloud-native backends & DevOps for high availability
Payment Gateways
Secure, low-latency gateways with multi-currency and settlement support.
Fraud & AML
Real-time fraud scoring, transaction monitoring and AML workflows.
Digital Wallets
Mobile-first wallets with secure tokenization and user management.
Cloud & DevOps
High-availability, PCI-ready cloud architectures and CI/CD pipelines.
FinTech & Digital Payments Solutions
Litbylines Technologies delivers secure, compliant FinTech platforms—payment gateways, wallets, and AI-driven fraud detection—built to scale and meet regulatory demands. Our solutions integrate tokenization, PCI-ready practices, and cloud DevOps to accelerate product launches.
Industry Challenges — FinTech & Digital Payments
FinTech teams face strict security, regulatory demands, and operational complexity when delivering payment products.
- Ensuring PCI compliance and secure handling of payment data
- Detecting and preventing sophisticated fraud in real time
- Integrating multiple payment networks and settlement flows
- Scaling infrastructure for peak transaction volumes
- Maintaining low-latency transactions across geographies
- Balancing innovation with regulatory reporting and auditability
Our Solutions
We design, build, and operate secure payment systems, combining AI, cloud engineering, and best-in-class software practices to reduce risk and accelerate time-to-market.
AI & Automation
Real-time fraud scoring, risk rules, and automated AML workflows to reduce manual reviews and false positives.
Modern Software Development
API-first gateway design, secure microservices, and modular SaaS platforms for rapid feature release.
Cloud + DevOps
Highly available, PCI-aligned cloud architectures with IaC, CI/CD and automated observability.
Dashboards & Platforms
Real-time transaction monitoring, settlement dashboards, and compliance reporting tools.
Key Features We Provide
Payment Gateway & API
Secure, low-latency API for card, bank, and wallet transactions.
Fraud Detection
ML models for anomaly detection and transaction risk scoring.
AML & KYC Automation
Automated identity verification and suspicious activity workflows.
Tokenization & Encryption
Protect cardholder data with tokenization and strong encryption standards.
Settlement & Reconciliation
Automated settlement workflows, reconciliation, and reporting.
Mobile Wallets
Secure wallet apps with NFC, QR, and in-app payments.
PCI Compliance Support
Architecture, controls and evidence collection for auditors.
Real-Time Analytics
Transaction trends, conversion funnels and fraud KPIs.
Tech Stack
Why Choose Litbylines Technologies
- Deep FinTech domain experience with secure payments engineering.
- Production-grade AI models for fraud prevention and risk scoring.
- PCI-compliant architectures and compliance automation support.
- Rapid delivery with DevOps, observability and SLA-driven operations.
- Ongoing support, monitoring and fraud model retraining.
Use Cases
Payment Gateway for Marketplaces
Multi-currency payouts, split payments and fraud protection tailored to marketplaces.
Mobile Wallet & P2P Payments
Secure mobile wallets with KYC flows, QR/NFC payments and instant transfers.
Fraud Detection Platform
Transaction scoring, device fingerprinting and adaptive authentication.
Banking Automation & APIs
Open banking integrations, account aggregation, and automated reconciliation.
Ready to Build Secure, Scalable Payment Systems?
Schedule a short strategy call — we'll assess your compliance needs, fraud risk, and propose a pragmatic roadmap to launch or scale your payments platform.
Schedule a Strategy Call